These forms must be submitted in person to the nearest SSS branch. See page 2 of Form DDR-1 for the supporting documents you will need to submit with your application. Claimant must also accomplish SSS Form CLD - 1.3A (Affidavit for Death Claim) if he is
The death benefit is cash paid to the beneficiaries of a deceased member.
Who are the beneficiaries of a deceased member
The primary beneficiaries are the legitimate dependent spouse until he or she remarries and legitimate, legitimated, legally adopted or illegitimate dependent children of the member. In the absence of primary beneficiaries, the secondary beneficiaries are the dependent parents of the member. In their absence, the person designated by the member as beneficiary in his member's record will be the recipient.
What are the types of death benefits
They are:
1. the monthly pension; and
2. the lump sum amount.
The monthly pension is granted only to the primary beneficiaries of a deceased member who had paid 36 monthly contributions before the semester of death.
The lump sum is the amount granted to the primary beneficiaries of a deceased member who had paid less than 36 monthly contributions before the semester of death.
How much is the monthly pension
The monthly pension depends on the member's paid contributions, including the credited years of service (CYS).
The primary beneficiaries of a deceased member who had paid at least 36 monthly contributions prior to the semester of death shall be entitled to a minimum monthly pension of P1,000 if the member had less than 10 CYS, P1,200 if with at least 10 CYS, and P2,400 if with at least 20 CYS.
If the death pensioner is survived by legitimate, legitimated, legally adopted and illegitimate children, how will the pension be divided
If the deceased pensioner is survived by less than five minor legitimate, legitimated, or legally adopted children, the illegitimate minor children will be entitled to 50 per cent of the share of the legitimate, legitimated or legally adopted children in the basic pension and 100 per cent of the dependents' pension.
In cases where there are no legitimate, legitimated or legally adopted children, the illegitimate minor children shall be entitled to 100 per cent of the share of the former in the basic pension.
How is the monthly pension paid
The monthly pension is paid through the member's designated bank.
The beneficiary of a death claim who becomes a pensioner starting Sept. 1, 1993 is allowed to choose the bank nearest his residence through which he wishes to receive his pension benefits under the "Mag-Impok sa Bangko" Program.
The beneficiary of a death claim who has a single savings account that he wants SSS to use for payment of his pension should submit his savings account number and a photocopy of the passbook's first and second pages to the SSS upon filing of application for death claim. He should also show the original passbook during the filing of his application for authentication.
Upon approval of the claim, the SSS will mail a notice-voucher to the claimant informing him when he can withdraw his benefit from the bank.
How much is the lump sum death benefit
If the deceased member's contribution is less than 36 months prior to the semester of contingency, the primary beneficiaries will be entitled to a lump sum equivalent to the monthly pension times the number of monthly contributions paid prior to the semester of death or 12 times the monthly pension, whichever is higher.
In the absence of the primary beneficiaries, the secondary beneficiaries will receive a lump sum equivalent to 36 times the monthly pension, if the member had paid at least 36 monthly contributions prior to the semester of death.
If the deceased member had paid less than 36 monthly contributions, the secondary beneficiaries shall be entitled to the higher of:
1. monthly pension times the number of monthly contributions paid prior to the semester of death; or
2. 12 times the monthly pension.
Is there anything else a deceased member's beneficiaries can avail of
Yes, the deceased member's beneficiaries are entitled to a 13th month pension payable every December and the funeral grant benefit.
They are also entitled to Medicare benefits under the administration of the Philippine Health Insurance Corporation (PhilHealth).